AMFI Registered Mutual Fund Distributor

Financial Services

We are there to provide financial services to your future financial needs keeping in mind your present monetory resources. Future is unborn, but it can certainly be planned.

A financial services is the road map for your financial life. It covers major financial areas of your life addressing aspects such as cash flow, savings, debt management, risk management, childrens education services, taxes, retirement, estate services, and of course, investments and a strategy for managing them. It is more than a guide. It is a written strategy that gives you a clear, pragmatic path to follow towards the accomplishment of your most important financial goals.

Having a financial service is like having a travel plan - it identifies where youre going, how and when youll get there, how much will it cost, and things to do along the way. A personal financial service looks at where you are today and where you want to go. Then it sets out all the steps you need to take to get there. Everyone who is earning should draw up a financial service. The plan will help you get the most from your money and help you in achieving your financial goals in life.

Some people naturally resist the process of creating a financial service. Initially, it seems overwhelming and/or just too much of trouble. However, the potentially devastating consequences of not having it are far greater than the initial discomfort that you experience of the process. For most people we have worked with, the hardest part is just making the decision to get started. Once the process has begun, most clients find it engaging and interesting.

Do you need Financial Service?

Yes - if you have an income, a family or planning to have one in the future, retirement dreams, and for many other financial reasons / goals that are unique to you. No one can predict the future but one can certainly be better prepared for it. An effective financial service will make sure that you are financially prepared to deal with the unexpected events and stormy times. If you dont have one, youre more likely to end up in a financial mess. On the contrary, if you have one and the recommendations thereon have been executed, most of your financial goals will be satisfactorily met. A good financial service can alert you to changes that must be made to make sure a smooth transition through lifes financial phases, such as decreasing spending or changing asset allocation.

By developing a Financial Service you and your family:

  •     Will have a better understanding of your current financial position.
  •     Determine attainable retirement, education, insurance, and other financial goals.
  •     Review goals, funding strategies, and alternatives to balance all goals.
  •     Have the necessary financial resources set aside to fund your goals as they occur.
  •     Reduce the effects of unexpected events such as disability, premature death etc.

You need not be very rich to have a financial service. No matter how much you earn and at what age, a plan is important to make your life easier. As your financial situation influences almost every aspect of your life, a regular financial service can help give you peace of mind and protect you from unforeseen, unfavorable situations. Once you have a working personal financial service, you can use it to make informed financial choices. Having a good financial service will allow you an over view of what you can afford. It will allow you to analyze your wants versus your needs. It also provides you a way to see how to avoid major financial mistakes in the future.

Risks of not having a Financial Service:

  • You may be able to achieve what you want today but might not be able to achieve what you need few years down the line. Say, if you buy a new car now, you might not have enough funds later to buy your dream home.
  • You may not see the big picture. Say, you may grow your wealth by making good investment choices but end up being tax inefficient and pay more taxes than you need to.
  • You may take a short-term view of an opportunity and make rushed financial decisions, or fall into some scam trap. Worst of all, you may end up doing nothing (and just thinking of doing something) and never achieve your financial goals.
  • You might become a victim of mis-selling and build a corpus of investment products that neither suits your financial needs nor your risk profile.
  • You are very much likely to worry more about money and financial security. You may not know where you are today and where are you heading for.

Tips for Effective Financial Service

  •     Be realistic with your investment returns; dont plan to outperform the markets.
  •     Account for market risk and dont assume the same return to repeat every year.
  •     Dont forget to plan for inflation, taxes and your mutual fund distributor fees.
  •     Review your financial service regularly to see if you are on track or need any changes in the plan.

The need for financial service is all the more very important in the turbulent economic times of today. If you dont have one till now, dont delay any more and Get it Now. Dont be self-satisfied that you will be okay whatever happens. Face the reality. Unless you develop a financial service early, it will be too late.

  • Market News

At close, the Sensex was down 37.78 points or 0.07% at 54,288.61, while the Nifty settled 51.50 points or 0.32% lower at 16,214.70.
Mon, 23 May 2022 16:15:58 +0530

Welspun Corp, ITC and Hindustan Aeronautics were among the stocks that touched their 52-week high on the BSE
Fri, 20 May 2022 16:53:32 +0530

The Sensex has lost more than Rs 17.59 lakh crore of its market capitalisation in May alone. The mcap was Rs 266.98 lakh crore at the close on April 29 and has now collapsed to Rs 249.38 lakh crore
Thu, 19 May 2022 17:27:03 +0530

Among sectors, Nifty FMCG and Nifty pharma rose a percent each, while Nifty PSU bank, energy and IT indices fell 0.5-1.5 percent
Wed, 18 May 2022 16:25:10 +0530

Among sectors, Nifty FMCG and Nifty pharma rose a percent each, while Nifty PSU bank, energy and IT indices fell 0.5-1.5 percent
Wed, 18 May 2022 16:25:10 +0530

On the BSE, all sectoral indices ended in the green The metal index was up over 7 percent and other sectoral indices rallied between 1-3 percent
Tue, 17 May 2022 16:35:12 +0530

Voltas, HDFC Bank, REC, Lupin, Dixon Technologies and Indus Towers were among the stocks that touched their 52-week low on the BSE
Mon, 16 May 2022 16:32:52 +0530

For the week, the Sensex declined 2,041.96 points, or 3.72 percent, and the Nifty shed 629.05 points, or 3.83 percent
Fri, 13 May 2022 16:47:35 +0530

More than 300 stocks, including Wockhardt, Voltas, Sun TV Network, RBL Bank, Nestle India, Jubilant FoodWorks and IFCI, touched their 52-week low on the BSE
Thu, 12 May 2022 17:04:26 +0530

Over 250 stocks, including Wipro, Torrent Pharmaceuticals, Jindal Saw, Hindustan Zinc, Granules India, Aurobindo Pharma, Ashoka Buildcon, IDFC First Bank, and KEC International, touched their 52-week low on the BSE.
Wed, 11 May 2022 16:36:17 +0530

More than 100 stocks, including SAIL India, Rallies India, Dabur India, Nestle India and Granules India, touched their 52-week low on the BSE
Tue, 10 May 2022 16:43:47 +0530

More than 100 stocks, including SAIL India, Rallies India, Dabur India, Nestle India and Granules India, touched their 52-week low on the BSE
Tue, 10 May 2022 16:43:47 +0530

Broader indices underperformed the benchmarks, with BSE midcap and smallcap indices shedding nearly 2 percent each
Mon, 09 May 2022 17:01:16 +0530

More than 100 stocks, including Wipro, Zomato, Welspun India, Vivimed Labs, Spicejet PNB Housing Finance, Glenmark Pharmaceuticals, touched their 52-week low on the BSE.
Fri, 06 May 2022 16:46:37 +0530

US Fed’s decision to remain less hawkish with a 50 bps rate hike downplayed the investors#39; worries, helping the global markets to rally. Profit booking in the second half led the markets to pare all gains
Thu, 05 May 2022 16:35:54 +0530

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